Forbes recently examined the 50 largest metropolitan areas in the United States to figure out which housing markets have yet to reach bottom. Spending power, unemployment, housing and credit availability for the last 27 years were factored into the mix.

Using calculations from Moody’s, it was determined how much each area’s home prices would have to drop to create a state of balance. For some, that means more bad times to come.

Which areas can anticipate the biggest decline?

Here’s the list:

T10. New York City: 23 percent

T10. San Diego: 23 percent

T8. Oakland, Calif.: 25 percent

T8. Las Vegas: 25 percent

6. Phoenix: 27 percent

5. Los Angeles: 29 percent

4. Tampa: 36 percent

3. Jacksonville: 39 percent

2. Miami: 53 percent

1. Orlando: 48 percent

To check out the details on why things are looking so bleak in these communities, visit Forbes.

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A new national survey conducted by the Pew Research Center reveals that 46 percent of the American public would like to live in a different type of community than the one in which they currently reside. City dwellers, in particular, seem to be suffering from wanderlust.

So, where does everyone want to go? Those mountains and ski resorts may be getting even more crowded, since Denver tops the nation’s “wish” list.

Who else might be about to see a population surge? Here are the top 10, according to Pew:

Denver
San Diego
Seattle
Orlando
Tampa
San Francisco
Phoenix
Portland
Sacramento
San Antonio

To read about the survey, and to see the rest of the list, visit Pew Research Center.

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The second annual HealthSaver Caffeinated Cities Survey, commissioned by HealthSaver, a national emerging health care discount service, found that the most caffeinated city in the country is Tampa, followed by Seattle, Chicago, New York and Los Angeles.

The HealthSaver 2008 Caffeinated Cities Survey was conducted to determine the caffeine consumption habits and attitudes of consumers across the U.S., and to learn more about cultural views and health benefits of this morning pick-me-up, afternoon alert booster and late-night indulgence.

Most Caffeinated Cities

1. Tampa
2. Seattle
3. Chicago
4. New York
5. Los Angeles

Least Caffeinated Cities

1. Riverside/San Bernardino
2. Atlanta
3. San Diego
4. Minneapolis/St. Paul
5. Dallas

Source: HealthSaver

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That’s rough enough when your hard-earned dollars go to support a championship team, or at least a respectable contender. At least you are getting the hoped-for bang for your buck.

But what if you are shelling out all that dough…and the team you’re rooting for stinks?

That, unfortunately, is the case in too many towns, and the folks at Forbes have noticed. That’s why they came up with their list of “America’s Worst Cities To Be a Sports Fan.” Forbes weighed median income against the cost of a trip to the stadium or arena to determine which town’s fans were getting the rawest deal.

Of the terrible 10, here are the bottom seven, in reverse order:

10.  Pittsburgh

  9.  Cleveland

  8.  Tampa

  7.  Charlotte

  6.  Kansas City

  5.  Cincinnati

  4.  New York

To check out the Top 3, and to see a slideshow about all 10, visit Forbes.com.